Fee-Only Retirement Planning, Financial Planning & Investment Management

Disclosures

Michael is registered as a Registered Investment Advisor (RIA) with the Washington State Department of Financial Institutions.

Michael’s annual Washington State registration filing is called "Form ADV". Part 2 of the Form ADV is provided to prospective clients before any services are delivered.

Download a PDF of Michael’s Form ADV Part 2.

Privacy Policy

Michael operates as an independent financial planning firm, and is committed to safeguarding his clients’ confidential information.

Download a PDF of Michael’s Privacy Policy

Disclaimers

This content of this website is limited to offering prospective clients general information about Michael’s services, and provides a way to contact him. It is not intended to be a complete description of his services. Nothing on this website shall be construed as advice to any particular investment need or investor.

The presence of this website on the Internet shall not be construed or interpreted as a solicitation to offer advisory services to residents of any state other than Washington.

Investment returns are not guaranteed. Investment and financial plans are intended to help clients achieve their goals. Financial and investment planning is more of an art than it is a science, and the future cannot be predicted. Past performance or results are not an indication of future performance or results.